US finance

phone

steps to find a human

America First

800-999-3961

0 or say "member services"

American Express

800-528-4800

0 repeatedly

American Funds

800-421-0180

Press 0.

AMSouth Bank

800-267-6884

When the recording starts, press 111-0000. This is seven digits, like a phone number.

Bank of America

800-529-8804

Press 555 at each prompt.

Bank of America

800 900 9000

To get to human directly at any BOA #, press *0.

Bank One

877-226-5663

0

Capital One

800-903-3637

0,0,0

Charles Schwab

800-435-9050

3, 0

Chase

800-CHASE24

5 pause 1 4

Chase Credit Card

800-945-2006

0

Chrysler Financial

800-700-0738

Select language, then press 00

Citi AAdvantage

888-766-2484

Ignore prompts and wait for a human.

CitiCard

800-967-8500

0,0,0,0,0

CitiFinancial

800-643-5607

0,0,0,0,0

CitiMortgage

800-283-7918

###

Citizens Bank

800-922-9999

0,0,0

Coutrywide Loans

800-669-5864

*0 repeatedly

Decision One Mortgage

888-264-3663

Don't press any keys when prompted; they transfer you

Diner's Club

800-729-5309

2

Discover

800-347-2683

****

e*Trade

800-786-2575

#### (4 pound signs)

Equifax

800-997-2493

See also.

Experian

888-397-3742

See also.

Exxon Mobil Card

800-344-4355

000 ignoring message

Fidelity

800-544-6666

ignore prompt for social security number, just enter ###

Fidelity NetBenefits

800-581-5800

1,#################

GE Finance CareCredit

866-893-7864

1, 6, 5, 0, 0

GM MasterCard

800-947-1000

Press "0" at each prompt.

Honda Financial Services

800-445-1358

Press 0 at each prompt regardless of the message.

HSBC

800-477-6000

1, 3, 0

ING

800-464-3473

Direct to human.

MasterCard

800-MC-ASSIST

000 on each menu

MBNA

800-421-2110

00 when menu starts

Mellon Investor

800-649-3593

Wait through initial recording finishes, select nothing--wait--you will be connected to a live customer service rep

MetLife Bank

866-226-5638

Press # after each menu.

PayPal

402-935-7733

Say "agent." See also.

Paypal Buyer Credit

866-571-3012

Be silent and at the end of the options press 6.

PNC Bank

888-762-2265

Press * till it says "transfering to customer support;" takes about 3 *s.

Privacy Guard

800-734-0199

Say "agent" or "no" or any word at each prompt.

Sovereign Bank

877-SOV-BANK

1 english; 1 personal; 3 then social#; passcode, #; then 0 (1-3x)

SunTrust

800-786-8787

Press # after each menu.

TD Waterhouse

800-934-4448

Press # after opening prompt, then do it again after prompt to be transferred to rep.

TIAA-CREF

800-842-2252

Press 00 at each prompt.

Transunion

800-888-4213

See also.

US Bank

800-872-2657

0

USAA

800-531-2265

Say "representative" at every opportunity.

Visa

800-847-2911

000 (ignore prompts saying that it's an invalid entry)

Wachovia

800-922-4684

0, 0

Wal Mart Credit Card

866-888-3868

0

Washington Mutual

800-756-8000

At any time after the announcement(s) press 0,0.

Washington Mutual

800-788-7000

Press 0 at each prompt regardless of the message.

Wells Fargo

800-869-3557

0,0,0 or when asked for account number say "I don't know"

Western Union

800-325-6000

* then ##

us government

phone

steps to find a human

Dept of Education Loans

800-848-0979

Say and do nothing at the prompt and you will be transfered to someone.

EDD

800-300-5616

When you hear "welcome", press 1, then press 4 and 0 at the next two prompts.

Federal Trade Commission

877-382-4357

At each prompt, press 4, 5, 0.

FEMA

800-621-FEMA

Select language (1 for English), Don't choose any option, just hold for human; or press 00

INS/Citizenship

800-375-5283

Select language, then press 2, 6, 2, 4 at the prompts, press 0.

Medicare

800-MEDICARE

RE; info for part "D" Medicare Prescription Drug Plans- When recording begins say "Agent" 5+ times.

Medicare

800-633-4227

Say "agent" or press 0.

Social Security

800-772-1213

Press 00.

US Dept. of Transportation

800-832-5660

Press 000.

USPS

800-275-8777

Press 3 at each prompt. Press 2 at the next recording.

Veterans Affairs

800-827-1000

Press 1,0.

us insurance

phone

steps to find a human

Aetna

800-537-9384

2, then say "operator" (check this)

Aetna

800-680-3566

* then 0 anytime

AIG

877-638-4244

Direct to human.

Blue Cross FEP

800-451-7602

Wait for prompt, then press 0, 3 to reach a CS rep.

CIGNA

800-516-2898

REGARDING A BILL

Cigna

800-849-9000

##

Delta Dental

888-335-8227

00000, wait through message, select language, 4, 0.

GEICO

800-841-3000

Wait for prompt then 6, 1, 5; Or dail 800-555-2752

Medco

800-251-7690

0000, enter member id or say "i don't have a member id."

Medicare

800-633-4227

After the opening prompt say "agent".

Principal Life

800-247-4695

1 for english, 2, then 0 several times.

Prudential Financial

800-778-2255

Say "Customer Service Representative" several times after intro.

United Health Care

866-844-4864

000000,0,0

USAA

800-531-6095

000 then #; or # initially to dial the extension of a specific representative

us pharmacy

phone

steps to find a human

Caremark

800-262-7890

0

CVS

local store

Press 6 to connect to store manager.

drugstore.com

800-378-4786

2, 5

Eckerd

800-325-3737

0 for pharmacy, 8* for manager

Express Scripts - TriCare

866-363-8667

0, listen announcement, 0,0.

MEDCO

800-987-5269

Say "representative" after each message (3x).

Rite Aid

local store

Press 3 to speak to the pharmacy

Walgreens

local store

0 for a pharmacy employee

Walgreens Mail Order

800-635-3070

0,00

us products

phone

steps to find a human

Bose

800-444-2673

Direct to human.

Entertainment Weekly Mag

866-228-1183

Say "Agent" then "yes" when asked "Do you want to speak to a C.S. rep."

GE Appliance

800-626-2005

0

GE Consumer Products

800-720-2094

Select type the of product from menu and you'll get a human.

Kodak

800-235-6325

*7 or *28

Kodak Gallery (Ofoto)

800-360-9098

Say "customer service representative" repeatedly.

Konica Minolta

800-285-6422

0

Panasonic

800-211-7262

0,0,0

Playstation

800-345-7669

0

Sonos

800-680-2345

1 sales; 2 support

Sony

800-222-7669

When prompted, say "Agent."

Sports Illustrated

800-284-8800

0,0,0,0 (ignore "invalid entry" messages)

Time Magazine

866-731-5401

0,0,0,0 (ignore "invalid entry" messages)

XM Radio

800-967-2346

0

us retail

phone

steps to find a human

Advance Auto Parts

800-314-4243

Press 0 when the automated message begins.

Amazon Visa

888-247-4080

Press 0 twice. Ignore invalid account message.

Amazon.com

800-201-7575

Wait though the first menu for an agent. See also.

Apple Stores

local store

press 5 as soon as you hear the automated menu

Banana Republic

888-277-8953

0

Barnes & Noble

local store

Press 1 or 0 during greeting.

Barnes & Noble.com

800-843-2665

Direct to human.

Best Buy

888-237-8289

Listen to intro, then press 1,2,0,0

Best Buy Card

800-365-0292

00* then press 8

Blair

800-458-2000

Direct to human.

Buy.com

949-389-2000

Dail 0 and direct to rep

Cabela's

800-237-4444

Direct to human.

Circuit City Visa

888-363-8001

Press 0 a lot.

CompUSA

local

0

eBay

800-322-9266

0,0 See also.

Gap Credit Card

800-887-1198

0

Home Depot

local store

Direct to human.

Home Depot

800-793-3768

# 2-3 times

Home Shopping Net

800-284-3100

0

Ikea

800-434-4532

Press 0 many times quickly!

JC Penney

800-222-6161

Press 0 twice, ignoring error message.

K-Mart

local store

0

Kohl's Credit

800 564-5740

After providing account info, press 0 three times

LL Bean

800-441-5713

Direct to human

Lowe's

800-445-6937

Press 0 as the recording kicks in to get to the Operator

NetFlix

888-638-3549

0

Old Navy

800-653-6289

0

Overstock.com

800-843-2446

At the main menu, 0 three to four times to bypass the menu

Petco

local store

3

QVC

800-367-9444

0

Radio Shack

800-843-7422

0,0

RadioShack

local store

Direct to human.

Rent-A-Center

800-422-8186

1

Safeway

local store

As soon as voice prompt starts type 1200 to get human

Sears

800-4-MY-HOME

Be silent to be put in queue for human.

Sears Delivery

800-732-7747

*122

Sears Repairs

800-469-4663

Repeat "Help" everytime the IVR tries to give options.

Sharper Image

800-344-9919

Direct to human.

Staples

800-333-3330

Just wait through intro and you will be connected to a representative.

Staples

local store

0

Stop & Shop

local number

0

Target

local store

0 during greeting.

The Company Store

800-285-3696

0

Tiger Direct

888-999-7300

0

Toys "R" Us

local store

0

Wal-Mart

800-925-6278

1 for directory

us shipping

phone

steps to find a human

DHL

800-225-5345

Press 1, press 5, press 0, enter your phone number.

FedEx

888-463-3339

At message say "Rep"; or press 0

Union Pacific

800-877-5123

Press # sign during main menu options.

UPS

800-742-5877

0,0

us technology

phone

steps to find a human

Apple

800-275-2273

000; if virtual rep answers, say "operator"

Apple Tech Support

800-275-2273

0,,0,,0 Wait for IVR response before pressing 0 each time.

Compaq

800-652-6672

When asked what product say "I don't know", then "person", ignore message and human will answer (may gave to hold)

Dell

888-560-8324

00, 0, 0, 0

Earthlink

888-earthlink

1 find a dialin number; 2 billing; 3 sales; 4 support

Epson

800-922-8911

yes

Fujitsu PC Support

800-385-4878

0, 0

Gateway

800-846-2301

Press nothing and wait through message.

Geek Squad

800-433-5778

0,0,0,0,0,0

Godaddy

480-505-8877

4, #, select 1 for new customer 2 existing customer, #again

HP

800-474-6836

Say "agent".

HP

888-560-8324

0

IBM

800-IBM-4YOU

You go into a hold queue immediately

kodak

800-235-6325

Press # after intro message.

lockheed martin

800-435-7063

Press *7 after intro.

Microsoft

800-936-5700

Always 0. This is true for just about any MS number.

QuickBooks

888-729-1996

1 purchase; 2 billing; 3 registration; 4 tech support or 0 to human

Symantec

800-441-7234

0

Zone Labs, Inc.

877-966-5221

Press 2 for direct to human 24/7

us telco

phone

steps to find a human

Alltel Cellular

800-255-8351

Press # four times.

AOL

800-827-6364

Press 0 repeatedly, ignoring all messages.

AT&T

800-222-0300

Press # four times, then press 1 if for current phone, 2 to enter other number, else 3.

AT&T Wireless

800-888-7600

During prompts, press * then # twice.

BellSouth

877-678-2355

Press *0.

Cellular One

888-910-9191

Press 4.

Charter Communications

888-438-2478

Press 0 eight times.

Cingular

800-211-2445

Direct to human.

Comcast

800-266-2278

Press 000 or be silent and wait.

Cox Communications

877-247-2474

Press 4.

Headsets.com

800-432-3738

Direct to human.

MCI/Costco Calling Card

800-938-4949

Press 2 four times.

Metro PCS

888-863-8768

Press #43.

Motorola

800-331-6456

Press 0 twice.

Nextel

800-639-6111

Press 0 five times.

Qwest

800-244-1111

Say "Agent" 5 times.

RCN

800-746-4726

Press 5, then 3, then 1.

SBC

800-585-7928

Again, an (intelligent, this time) IVR wants YOUR phone number first.

SBC DSL Support

877-722-3755

Say "no" and enter your phone # (or "yes" if calling from same number on account), then press 0 repeatedly.

Simple Freedom

800-335-6401

Press 1, then 3, then 2.

Sprint

800-658-7564

Direct to human.

Sprint Broadband Direct

888-996-0001

Press 0 twice.

Sprint PCS

866-273-2163

Direct to human.

SunCom

800-786-7378

Press 0 four to five times during or after opening message.

T-Mobile

877-606-4801

Direct to human.

TracFone

800-867-7183

Press 1 for English, wait for next menu to start, then press 5, then 4.

U.S. Cellular

888-944-9400

Press 0.

Verizon 411 Directory Assistance

411

Press 0.

Verizon DSL

800-567-6789

Say "Agent" repeatedly.

Verizon Phone Repair

800-275-2355

Direct to human.

Verizon Wireless

800-922-0204

Press #00 or enter phone # then 0 then 4.

Virgin Mobile

888-322-1122

Press 2, then say: "English", "More Options", "Ask a Question", "Live Advisor", "Something Else", "I don't have one", then enter phone # or say "I don't have one."

Vonage Customer Care

888-250-1799

Direct to human.

us travel

phone

steps to find a human

American Airlines

800-433-7300

00, then say "agent"

Amtrak

800-872-7245

0 or say "agent"

Amtrak

877-444-4773

Direct to human.

Delta

800-221-1212

Say "agent" 3-4 times - every time it asks for a response from you.

E-Z Pass

888-288-6865

0,0,0,0 (ignoring "invalid response" messages)

Jet Blue

800-538-2583

0

Kayak.com

203-899-3120

0

Lufthansa

800-399-5838

Direct to human.

Mariott Rewards

800-321-7396

Enter rewards number and press 0 (or just press 0 if you don't have the #).

National Car Rental

800-227-7368

Direct to human.

Northwest

800-225-2525

*, 0,0 after initial greeting

Orbitz

888-656-4546

#,#,#,#,#

Southwest

800-435-9792

Direct to human. (may hold if busy time)

Travelocity

888-872-8356

#,#,#,#,#,#,#,#,#,# (ignoring "I'm sorry I did not understand" messages)

United

800-864-8331

Do nothing, wait for human.

United

800-864-8331

When you hear "let's get started" say "Agent" ... then "Domestic" or "International" as appropriate.

US Airways

800-428-4322

4, wait, 1

Walt Disney World

407-824-4521

Direct line to Magic Kingdom Guest Relations

us tv/satellite

phone

steps to find a human

Charter communications

866-499-8080

Select language, 0,0,0,0,0,0 (and then hold :(

comcast

800-945-2288

Ignore message and after 25 seconds, a human will answer.

Direct TV

800-347-3288

0 repeatedly

Sirius

888 539-7474

0

TiVo

877-367-8486

Say "Live Agent"

XM Radio

800-998-7900

Direct to human.